CALL US:
715.568.5050
Toll Free: 866.875.5050

Boat Insurance in Bloomer and Ladysmith, WI

In WI summer can only mean one thing – boating! However, while a leisure activity, hitting the water is not without associated risks. At Apex Insurance Group of WI, LLC, we understand the exposures facing those who own a boat, and are dedicated to keeping them protected with customized insurance coverage.

From sailboats and yachts to jet skis and runabouts, we routinely insure a variety of boats in Bloomer, Ladysmith, and the surrounding areas.

Standalone Boat Insurance Quotes in Bloomer, WI

Many boaters believe that their homeowners’ policy will provide coverage for their boat. While there are some very basic coverages that extend to a watercraft, such as liability, these coverages are limited to boats with a certain horsepower. Actual damage to your watercraft is often excluded from being claimed on a homeowners’ policy. The best way to cover your watercraft is with a boat insurance policy, which one of our agents will happily quote for you.

Levels of coverages offered at Apex Insurance Group of WI, LLC include replacement watercraft, agreed value and guaranteed value policies.  Additional coverage is also available for fishing equipment, trolling motors, radios, cameras, cell phones, life jackets, ropes, buoys, medical payments for skiers, and more.

Insurance for Outboard Motors, Fishing Equipment, and More

We work with carriers that offer specific coverages and discounts especially beneficial for boat owners. Our goal is to educate our clients, so we encourage boat owners to use their insurance policies in the most efficient way. For example, one common misconception is that it’s good practice to cancel boat insurance policies during the winter months. We advise our clients against leaving themselves unprotected in this way.

To make maintaining protection easier and more affordable for clients, we’ve chosen to work with carriers that offer incentives for keeping your policy active all year, such as renewal or longevity discounts, disappearing deductibles, deductible waivers, and other added coverages.

Why a Boat Insurance Policy Lends More Protection

Apex Insurance Group of WI, LLC agents get to know you and how you use your boat to create a policy that fits your needs perfectly. One question we always ask is where you moor your boat during season and where it’s stored during off-season. If they’re separate locations, we review the benefits of a standalone boat insurance policy, which generally provides broader coverage that is not limited by the boat’s location.

We also like to ask the primary usage of the boat (fishing, skiing, residence, vacation, etc.), where it is primarily used, and if it is trailered to other lakes, towns, counties or states. We also help you protect your content by learning about the types of items that are kept on the boat, like ropes, life jackets, fishing equipment, extra motors, and more. All these facts help us create a policy that covers every aspect of your boating experience.

To review your boat insurance options with fellow boaters, request a quote or contact us today.

Additional Resources

Our Locations

Apex Insurance Group - Bloomer

1400 Main St.
Bloomer, WI 54724
Main office: 715-568-5050
Toll free: 866-875-5050

Apex Insurance Group - Big Rivers Insurance (Cornell)

215 Main St
Cornell, WI 54732
Main office: 715-239-6566

Apex Insurance Group - Big Rivers Insurance (Menomonie)

1515 Stout Rd #1
Menomonie, WI 54751
Main office: 715-235-5519
Toll free: 800-441-5519

Apex Insurance Group - Dickinsen Insurance

E18940 US Hwy 12
Augusta, WI 54722
Main office: 715-286-2794
Toll free: 866-875-5050

Apex Insurance Group - Eau Claire

4330 Golf Terr., Suite 206
Eau Claire, WI 54701
Main office: 715-855-5050
Toll free: 866-875-5050

Apex Insurance Group - Esser Insurance

106 W. Main Street
Alma Center, WI 54622
Main office: 715-964-6311

Apex Insurance Group - Flambeau Valley

818 Roesler Ave. W
Ladysmith, WI 54848
Main office: 715-532-6696
Toll free: 866-875-5050

Our Providers

I am writing this to you as a very happy and satisfied customer due to the works of Jeremy Werner. He insured my vehicle (2010 Camaro) and has always been on top of his game. He makes promises he always keeps. If he says he will call at a specific time, he always does. He shows so much concern and never once has he had a bad attitude towards me. A violation of mine was to fall of today, we had spoken about it about 3 weeks ago and he said he will see what he could do to reduce my rates. I had totally forgotten about it, at 8am this morning while at work, I received an email from him telling me he had gotten in contact with progressive and my rates have been reduced. I personally do not know him but I know he deserves some sort of recognition for his good work. working with him has been very satisfying. I hope it is okay if I do refer people to him because I am sure they will be as satisfied as I am.
Francis O.
Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.